Last Updated: 04/2025
Welcome to Ulrich Jones & Associates (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website https://ulrichjones.com (the “Site”) and the services we offer, including business funding solutions, credit consultation, and loan brokerage services (collectively, the “Services”). By using our Site or Services, you agree to these Terms. If you do not agree, please do not use our Site or Services.
1. Acceptance of Terms
By accessing or using our Site and Services, you confirm that you are at least 21 years old and legally capable of entering into agreements.
2. Services We Provide
We offer financial consulting and loan brokerage services, including business funding guidance, credit stacking strategies, and access to various lending options. We do NOT directly issue loans but work with third-party lenders and financial institutions.
3. Compliance with FTC and Other Regulatory Agencies
We operate in compliance with the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), and other relevant government regulations. We do not engage in deceptive, unfair, or misleading advertising practices. Any loan approvals or funding options presented to clients are subject to lender evaluation and approval.
4. User Responsibilities
By using our Services, you agree to:
- Provide accurate and complete information for funding applications.
- Use our Site and Services for lawful purposes only.
- Not impersonate another person or misrepresent financial information.
- Acknowledge that funding approvals are determined by lenders and not guaranteed by us.
5. No Guarantee of Funding
While we strive to connect clients with the best possible funding solutions, we do not guarantee funding approvals, credit increases, or specific loan terms. Each lender has its own underwriting criteria.
6. Privacy and Data Protection
Your use of our Site and Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. We comply with applicable data protection laws, including the Gramm-Leach-Bliley Act (GLBA) and other financial privacy laws.
7. Third-Party Links and Services
Our Site may contain links to third-party websites, including lender platforms. We do not control these external sites and are not responsible for their content or policies. Your interactions with third-party services are at your own risk.
8. Intellectual Property
All content on our Site, including text, graphics, logos, and software, is owned by or licensed to us and protected by copyright and trademark laws. You may not reproduce, distribute, or modify any content without our prior written permission.
9. Limitation of Liability
We are not liable for any direct, indirect, incidental, consequential, or punitive damages resulting from:
- Your use of our Site or Services.
- Third-party lender decisions regarding funding applications.
- Any inaccuracies or delays in funding options provided.
10. Indemnification
You agree to indemnify and hold harmless Ulrich Jones & Associates, its officers, employees, and affiliates from any claims, damages, or expenses arising from your use of our Services or violation of these Terms.
11. Changes to Terms
We may update these Terms at any time. The latest version will always be available on our Site, and continued use of our Services indicates your acceptance of any changes.
12. Governing Law
These Terms are governed by the laws of The United States of America, and any disputes shall be resolved in the appropriate courts within that jurisdiction.
13. Contact Information
If you have any questions about these Terms, please contact us at:
Ulrich Jones & Associates
admin@ulrichjones.com
Martinsburg, WV
(304)596-0800